Everything You Need to Know About Aetna Medicare Plan G

As one of the largest health insurance companies in the U.S., Aetna is well known for providing comprehensive coverage to millions of people across the country. What you may not know, however, is that Aetna also offers Medicare supplement plans, also known as MedSupp or Medigap plans, that can help cover some of the things that ordinary Medicare does not.

What is Medicare Plan G?

Medicare coverage types are segmented into different plans according to their letter. For example, plan D covers prescription drugs and plan A covers a lot of hospital expenses. It’s worth noting that despite the fact that they sound similar, a Medicare Plan G is not the same as an Aetna Medigap Plan G. This is because Medigap plans are designed to cover what Medicare does not — not compete directly with them.

What Does Aetna Medicare Plan G Cover?

Many retirees who are enrolled in Medicare understandably want to have as much of their out of pocket Medicare expenses covered as possible. Many of them opt for a Medigap Plan F, which, although it is more expensive, covers many of these out of pocket costs. The cost may be a little out of reach for others, which is why one of the most common questions we receive is whether or not Aetna has a Plan F Medicare Supplement Plan that’s less expensive and offers much of the same coverage.

The answer is yes! An Aetna Medicare Supplement Plan G covers many of the same things as Plan F, but with a more affordable price point. Plan G covers things like:

• Medicare Part A hospital co-insurance and all costs up to a full year after your original Medicare benefits expire
• Part A hospice care co-payment or co-insurance
• Part A deductible
• Part B preventative care co-insurance
• Part B excess charges
• Up to 3 pints of blood for a transfusion or medical procedure, provided that the hospital has to buy the blood.
• Coinsurance coverage for a skilled nursing facility

You’ll also be glad to know that Medicare plans are the same no matter what state you live in. Medicare supplement plans may vary in pricing and features but you can feel confident that with an Aetna Medicare Plan G, you’ll have the coverage you’re looking for with a less expensive price point.