What Are The Medicare HMO Plans?

If you are looking for a Medicare Advantage plan, you have come to the right place. Medicare Advantage is another excellent way to receive your Original Medicare (Parts A and B) benefits via a private insurance company in the US that contracts with Medicare.

Therefore, if you think that Medicare Advantage is the most effective way for you to get Medicare coverage, it is likely that your next decision will be to decide on the most suitable Medicare Advantage plan.

 

What Are The Medicare HMO Plans?

Medicare HMO plans, such as Anthem MediBlue Select HMO, require that you see healthcare providers, such as doctors, dentists and hospitals within the HMO plan’s network except in an emergency and in urgent situations.

The HMO plans, including Anthem MediBlue Select HMO, typically offer $0 premium plans. These plans have very comprehensive coverage; sometimes include basic dental, and vision coverage, which is great for you. You have to choose a doctor from the HMO list when you will sign up for it. Note that this doctor will organize your healthcare and, if needed, can refer you to a specialist, such as a cardiologist, within the same medical group. These plans are very popular among our customers for many reasons.

 

Anthem MediBlue Select HMO

We are proud to offer Anthem MediBlue Select. Note that Anthem MediBlue Select HMO is a  Medicare Advantage plan. Anthem MediBlue Select HMO provides you with additional coverage for prescription drug under Part-D.

It may be worth noting that the Anthem MediBlue Select HMO plan has a monthly premium of $0. It also has an extensive in-network MOOP (Max Out-of-Pocket) monetary limit of $6700.

So, what does this mean? If you fall ill or need an expensive procedure, such as a surgical procedure, the carrier will cap your co-pay once you have paid $6,700 in expenses. In addition, this can be a very good safety net for most people. This is the reason Anthem MediBlue Select HMO is a top-rated plan.

Anthem MediBlue Select HMO plans are Dual Eligible Special Needs Plans (D-SNP). These plans include hospital, prescription drug and medical benefits in a single comprehensive plan.

 

Eligibility for Anthem MediBlue Select HMO

To join any Anthem MediBlue Select HMO plans, you must:

• Be enrolled in Medicare Part B
• Be entitled to Medicare Part A

Anthem MediBlue Select HMO is available to you if you have both Medicare Parts A and B.

 

Part-D Premium and Deductible for Anthem MediBlue Select

Note that Anthem MediBlue HMO has a drug premium (monthly) of $0 and a $275 drug deductible. The Anthem MediBlue plan has a $0 Part D Basic Premium, and this is not below the benchmark. Keep in mind that Anthem MediBlue Select covers your basic prescription benefit and gives you peace of mind.

In addition, the Supplemental Premium (Part D) is $0, and this premium will cover any enhanced plan benefits that the company offers in addition to the standardized PDP benefits, which is excellent to meet your needs. There are several benefits, which can include lower co-payments, more coverage in the Medicare gap, as well as coverage of many drugs (non-Part D). And this makes this plan very useful for most people.

Note that the total premium for Part D is $0. The total premium for Part D is often the sum of the basic and supplemental premiums, and for some insurance plans, the amount might be lower because of negative basic and supplemental premiums.

 

Contact Us

You can speak with our agents to learn more about the Anthem MediBlue Select Plan that is available where you live.