What Is A Medicare Advantage Plan?

If you are ready to sign up for Medicare, you may have many decisions to make. We know that it can be confusing at times. However, one decision is very important for most people: Should you choose Medigap or use Medicare Advantage to supplement the Original Medicare plan?  

What Is A Medicare Advantage Plan?

Note that a Medicare Advantage Plan, such as Anthem Medicare Advantage, is a comprehensive alternative to conventional Medicare. Keep in mind that many private insurance companies that offer these plans, like the Anthem Advantage plan, contract with the US federal government in order to provide health insurance coverage and benefits to individuals who are eligible for Medicare. Medicare Advantage plans, such as Anthem Medicare Advantage, cover doctors and hospitals. These plans also often include prescription drug coverage and even some services not covered by Medicare.  Did you know that a little over one-third of Medicare beneficiaries in the US choose one of these Medicare plans? These plans are very popular with our customers.  

Anthem Advantage Plan Coverage

A majority of Medicare Advantage plans, such as Anthem Medicare Advantage plan, usually offer the following:

Hospital Coverage

Medicare Advantage plans, including Anthem Advantage plan, covers you for hospital visits, home healthcare, nursing facility stays, and hospice care.

Comprehensive Medical Coverage

Anthem Medicare Advantage plan covers you for diagnostic, preventive, and treatment-related services, which is great.

Dental, Hearing and Vision Coverage

Note that this can help cover annual screenings as well as some assistive equipment.

Coverage for Prescription Drugs

Many Medicare Advantage plans help cover some of the prescription drug costs.

Additional Health Benefits

This may include various additional services, like fitness memberships.  

Anthem Medicare Advantage Plans

Anthem offers many Medicare Advantage plans. For example, one of the common Anthem Advantage Plans is Blue Cross. This Anthem Medicare Advantage plan is great as it combines Medicare Part A (also called hospital insurance) and Part B (called medical insurance) benefits into a single, convenient plan. And that is not all; several Anthem Medicare Advantage plans also provide additional benefits, like prescription drug coverage to meet your needs.  

Who Can Enroll In An Anthem Advantage Plan?

If you are eligible for Medicare coverage, then you may choose an Anthem Medicare Advantage plan, such as Anthem Medicare HMO. If you prefer the predictability and convenience of choosing doctors and other health care providers, such as dentists, from a specific list you might want to choose an Anthem Advantage Plan that is an HMO.  

Anthem Medicare Advantage HMO Plans

Did you know that a Medicare Advantage HMO plan is a Medicare Advantage plan as well as an HMO? And this is great for you! For instance, Anthem Advantage MediBlue HMO is one kind of Anthem Medicare Advantage plan. This Anthem Advantage Plan is excellent as it combines the several benefits of an Anthem Medicare Advantage plan with an HMO. So, you can receive all the fantastic benefits of the Anthem Medicare Advantage plan and choose from a comprehensive network of doctors, hospitals and facilities for your care.  

Benefits of Anthem Medicare Advantage Plan

Note that Anthem Advantage Plans, such as Anthem Medicare Advantage plans, can provide you with a number of benefits that Original Medicare (Parts A and B) do not cover. Some of these additional benefits may include the following:

• Prescription drug coverage
• Vision benefits
• Regular dental care
• Hearing benefits, like financial help paying for your hearing aids
• Preventative care in the form of vaccines, annual exams and checkups
• Membership to various health and wellness programs
• Premiums as low as $0

 

Contact Us

You can speak with our agents to learn more about various Anthem Medicare Advantage Plans that are available where you live.