Cigna Plan F

When it comes to getting reliable, full-spectrum Medicare supplement coverage, Medicare Supplement Plan F is a highly popular option. A Cigna Plan F takes care of all the things that aren’t covered by Medicare Part A and B, including your Part A and Part B Deductibles as well as skilled nursing facility care, hospice services and up to three pints of blood (per year). For these reasons, Plan F is highly sought after for its full scope of coverage. But that’s not the only thing you should know about Plan F.

Every Medigap Plan F Offers the Same Basic Coverage, But…

Medicare supplement plans (also called Medigap plans) all contain the same basic coverage as required by law. However, because of the competition between insurance companies, many Medigap F plans have additional types of benefits only offered through that particular company. For example, Cigna offers several additional benefits that other Medicare Supplement Plans don’t offer, such as the ability to enroll in a Cigna partner program that can save you money just for making healthier decisions. You can choose your own doctors and hospitals, as long as they accept Medicare. Plus, with Cigna Medigap plans, your coverage cannot be canceled as long as you pay your premiums on time. What’s more, the type of Medigap coverage offered varies from company to company, and state to state. That means it can be confusing to know which type of plans are right for your needs and your budget.