Speak With a Licensed Expert!

Compare Medicare Medigap Plans

What are Medicare Supplement Plans

Commonly referred to as Medigap policies, Medicare Supplement plans align with the Original Medicare plan to cover you for the gaps in
  • Part A (in-patient insurance & hospital)
  • Part B (outpatient insurance & physicians)
. Private Insurance companies sell Medigap policies to Medicare beneficiaries and the State Insurance Departments oversee them. All the plans included in Medicare Supplement are standardized. Each has different prices in the supplement plan.

Why You Need Medigap

If you have an original Medicare, you need to pay copays, deductibles, and 20 percent for the doctor’s services. Your Medicare supplement plan can pay either all or some of this cost for you. If the Medicare plan doesn’t have coverage for any service, the Medicare Supplement Plan also doesn’t offer you the coverage. You will pay for the services that are not included in your Medicare supplement plan. Generally, Medigap policies or Medicare Supplement is a plan designed to help you pay the costs associated with the Original Medicare. The plans or policies pay for coinsurance, Part A deductible, and Part B deductible you’re responsible for. The policies also pay or cover the other out-of-pocket costs. Medicare Supplement plans are generally individual plans to cover a single person’s policy. It is beneficial for people in the same family with different medical needs. Do you find understanding the policies in your Medicare Supplement Plan hard? Get in touch with our experts to get professional assistance to compare supplemental insurance plans.

Medicare Supplement Plans Coverage

Medicare Supplement plans have eleven categories. However, each plan offers the same advantages. Regardless of the Supplement insurance plan you choose, you will get the following basic benefits
  • Coinsurance options or alternatives through your Medicare Plan A
  • Hospice care co-insurance, along with co-payments through your Medicare Plan A
  • Coinsurance and co-payment through your Medicare Plan B
  • The first three blood pints for a surgical procedure or any medical process

How does Purchasing a Medigap Plan can Benefit You

One major advantage you get when you buy a Medicare Supplement plan is the coverage of a variety of costs including your;
  • Deductibles
  • Co-payments
  • Coinsurance
It doesn’t end here as Medigap plans or policies offer coverage for over 70 to 80 percent of the costs of emergency healthcare facilities especially if you’re going across the border.

Finding Eligibility Criteria for Your Medicare Supplement Plan

Whether you’re an individual who has just turned 65 or is over this age limit, you need to enroll in Part A and B of an Original Medicare plan to qualify for the Supplement plan. Once you enrolled in Medicare, you can apply for your Medicare Supplement plan. You must do it during the period of your Medigap open enrollment (this is 3 months before the age of 65 or 3 months after 65th birthday). During this period, you get the guaranteed rights to buy a Medicare Supplement. There are several States in the USA that allow people with disabilities to buy a Medicare Supplement plan even if they are not 65 years old. Schedule an appointment with HEA competent experts to get more information about your eligibility criteria regarding buying & to compare supplemental insurance plans!

How to Choose & Compare Supplemental Insurance Plans

You have decided to buy a Medicare Supplement plan, and it is time to choose one. You need to consider your family history, and current and future health when picking your Medicare Supplement plan. Keep in mind that certain medical conditions are inherited. They can play a vital role in your future health needs. Picking a Medicare Supplement plan always boils down to calculation or math. You need to estimate the amount your chosen plan will cost you per month and the amount you will need to pay out-of-pocket. Once you determined these, compare the numbers to get a comfortable fit for your budget. Or you can always contact the experts like us to compare medicare medigap plans or quote to make an educated decision.

Medicare Supplement Plan that Offers the Best Coverage

Compare medicare medigap plans that fit the needs of your medical coverage the best. According to AHIP (America’s Health Insurance Plans), these plans have the highest enrollment.
Type of PlanPercentage of Enrollees Number of Total Enrollees
Plan F49 percent6.7 million
Plan G22 percent3 million
Plan N10 percent1.4 million

However, over 60 percent of individuals opt for Medicare Supplement Plan F due to its inclusive healthcare coverage. It offers better coverage compared to other Medicare Supplement plans. Plan F provides you with coverage that helps you get the best Medicare Supplement advantages. Note that it doesn’t offer emergency care.

What’s more?

While the effectiveness of a Medicare Supplement plan depends on your medical needs, you can also choose a high-deductible option referred to as Plan F+.

Though plan F is often the most suitable plan for many people with extensive coverage, it is always better to seek the assistance of our professionals to find the best cost-effective Medicare carriers and insurance.


Get in Touch with Experts at the Health Exchange Agency to Learn about Medicare Supplement Plans

Medicare supplement plans are a way to surmount the fear of the unpredictability of health crises when it comes to dealing with the costs of healthcare. The plans help you pay for the costs (out-of-pocket) that are not covered in your original Medicare.

But choosing the right supplement plan requires you to have professional assistance to make the best decision.

Need assistance to compare supplemental insurance plans; call the Health Exchange Agency today at +1(888)349-0993.

As Seen On

Call Us Today for a FREE Consultation and Your Customized Medigap Quote Comparison From All Top Rated Insurers!.

Client Testimonials

Don't wait! Act Now and Complete the Form to Receive Your Personalized Medicare Supplement Plan Comparison.

Finding the perfect Medicare supplement plan has never been easier! Simply provide us with a few essential details, and we'll create a tailored comparison from over 30 of the best Medicare Supplement Insurance providers.

We Work With the Industries Most Trusted Insurance Carriers!

Blue Cross Blue Shield (BCBS)
Mutual of Omaha
UnitedHealthcare (UHC)