Compare Medicare Supplement Plans
From 70+ Insurance Companies
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Compare Medicare Supplement Plan rates in your area today!
Compare Medicare Supplement Plans
From 70+ Insurance Companies
We Shop. You Save. We help you compare quotes from health
insurance companies listed on HealthCare.gov, plus many more.
We encourage you to take a look at the Medigap benefits chart on this page. All benefits associated with Medicare Supplemental Plans are listed in the Medigap chart below.
|
Medigap Benefits |
Medigap Plans |
|||||||||
|
A |
B |
C |
D |
F* |
G* |
K |
L |
M |
N |
|
|
Part A coinsurance |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
|
Part B coinsurance or |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
50% |
75% |
Yes |
Yes*** |
|
Blood (first 3 pints) |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
50% |
75% |
Yes |
Yes |
|
Part A hospice care |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
50% |
75% |
Yes |
Yes |
|
Skilled nursing |
No |
No |
Yes |
Yes |
Yes |
Yes |
50% |
75% |
Yes |
Yes |
|
Part A deductible |
No |
Yes |
Yes |
Yes |
Yes |
Yes |
50% |
75% |
50% |
Yes |
|
Part B deductible |
No |
No |
Yes |
No |
Yes |
No |
No |
No |
No |
No |
|
Part B excess charge |
No |
No |
No |
No |
Yes |
Yes |
No |
No |
No |
No |
|
Foreign travel |
No |
No |
80% |
80% |
80% |
80% |
No |
No |
80% |
80% |
|
Out-of-pocket limit** |
N/A |
N/A |
N/A |
N/A |
N/A |
N/A |
$6,940 in 2023 |
$3,470 in 2023 |
N/A |
N/A |
*Additionally, Plan F and Plan G offer a high deductible plan. Should you pick this option, then you are required to pay for costs covered by Medicare up to the deductible amount of $2,700 in 2023 before your Medigap plan covers anything.
**Once you’ve met your out of pocket annual limit and Part B deductible, Medigap covers 100-percent of covered services for the remainder of the calendar year.
***Plan N pays 100-percent of Part B co-insurance, excluding a co-payment of up to $20 for certain office visits and up to a $50 co-payment for ER visits not resulting in inpatient admission.
How insurance companies set Medigap premiums
There are 3 ways that insurance companies set Medigap premium rates:
– “Community-rated” (aka “no-age-rated”) premiums are the same for everyone, regardless of age.
– “Issue-age-rated” (aka “entry-age-rated”) premiums are based on one’s age when they first purchase the policy. The sooner one enrolls, the less they pay.
– “Attained-age-rated” premiums are based on one’s current age. In other words, it increases as one grows older.
Additional factors that impact the premium rates may include inflation, geography, medical underwriting (in the event that you didn’t enroll upon first being eligible), in addition to other discounts. We recommend that you check with each specific health insurer to find out how they set Medigap prices prior to purchasing.
